Pension benefits finally
Available to more Canadians
INTEGRIS designed and introduced the Personal Pension Plan™ (PPP®) to the Canadian market about four years ago for self-employed professionals that did not have access to the many benefits offered by pension plans. To qualify for the Personal Pension Plan™ (PPP®), business owners and incorporated professionals must be between 30 and 71 years old and receiving a T4 income.
The Personal Pension Plan™ (PPP®) allows its members to put the largest amount of money permitted by the Income Tax Act in a tax-deferred vehicle to save for their retirement. The INTEGRIS website provides a full list of the benefits allowed within the Personal Pension Plan.
Designed to deliver
Superior Tax Advantages
Defined Benefit Component
- Current Service & Past Service (Including Qualifying Transfer)
Additional Voluntary Contributions
- Not Locked-in
- Allows transfers-in of of additional RRSP assets in order to tax deduct Investment Mgmt Fees
- 0% to 17% voluntary employee contributions
Defined Contribution Component
- 1% of T4 Income
Under Canadian tax law, contribution limits to all pension plans, including the Personal Pension Plan™, are more generous than the RRSP limits. This is just one of the many significant pension benefits that are now available to Canadian professionals in the Personal Pension Plan™.